Onchain fiat infrastructure for builders and businesses
Transfer regular money directly between offchain banks and web3 easily and instantly. All onchain fiat minted through Monerium is fully authorized, fully regulated, and fully backed.
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Proven impact, shared success
What started as a vision is today a big step closer to an indisputable reality. I just did my first regular EURO SEPA transfer triggered from a Safe transaction on @gnosischain. Great work @monerium!
Sending EUR over the SEPA network directly(!) to my wallet. As well as triggering a SEPA transaction from my wallet.
With this, I don't need a bank anymore, my wallet is my bank account.
I sent 20 Euros to my @monerium IBAN. It was not an instant SEPA, so it took 20 minutes.
🪄 When funds arrived, it minted $EURE on @0xPolygon automatically. Magic...
Then I minted 20 $jEUR backed by 20 $EURE backed by 20 Euros.
Fast, flexible onchain payments that meet the needs of modern finance
EURe
Onchain fiat - available anywhere, anytime
Turbocharge your payments with the EURe, the first onchain euro, designed to power fast, cheap, and global payments.
The EURe is fully authorized and regulated; now available on Ethereum, Polygon, and Gnosis, transferable cross-chain.
Web3 IBAN
Instant transfers between bank accounts and web3 wallets
Receive a web3 IBAN and start sending and receiving euros between any [offchain] bank account and [onchain] web3 wallet.
The EURe is issued as an ERC20 token, so you can manage your funds using most popular web3 wallets.
Monerium API
Developer-friendly toolkits for custom payment solutions
Monerium’s API lets you automate low cost, cross-border payment flows.
From account management services to global payrolls, design your own low-cost payment systems with built-in fiat on-off-ramps.
Secure and scalable payments that exceed industry standards
Institutional Compliance
Monerium is an authorized and regulated Electronic Money Institution (EMI) compliant with EU e-money and the Market in Crypto-Asset regulations.
Enjoy legal clarity and security for users’ funds within the European Economic Area.
Overcollateralized Assets
Each EURe token is backed by over 100% in high-quality liquid assets safeguarded in segregated accounts
Transact in secure and instantly redeemable onchain fiat.
Zero-Risk Sandbox Mode
Monerium’s money-as-a-service platform empowers developers to innovate and integrate financial solutions into their own onchain services.
Test your solutions before real-world deployment via Monerium’s advanced APIs and sandbox environment.
Send and receive euro anywhere, anytime
Your web3 IBAN makes sending and receiving euros onchain fast, simple, and inexpensive. Say goodbye to ramps and exchanges and say hello to real-time, borderless transactions.
Receive
Euros sent to your Web3 IBAN are automatically converted into EURe tokens onchain.
Transfer
Bypass standard banking hours and fees by transferring EURe directly to other users onchain.
Send
Want to cash out? EURe sent from your wallet are automatically deposited as euros in your chosen bank account.
Create
Integrate the euro seamlessly into any web3 application using EURe tokens.
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