Money on blockchains
You don't need a bank, just money

Money belongs on blockchains


Send and receive money any day, anytime 24/7.


Distance does not matter, all transactions are borderless just like sending an email.


No intermediaries. Peer to peer transactions mean reduced cost and friction.

Get an IBAN for your wallet

Monerium helps businesses move euros between their bank accounts and their blockchain wallets.

We create a unique bank account number for the wallet in your name.
Send and receive money to and from bank accounts worldwide just as you would at a normal bank.
The IBAN is connected to SEPA instant payment. It is the perfect option for any online or trading business, pay-in and pay-out solutions.
You can now send and receive funds within 9.9 seconds even on holidays.


Monerium EMI is an electronic money institution, a European regulated entity that is licensed to operate in the EEA and UK.


e-money has been recognised in the EEA and the UK as a digital alternative to cash since 2000.


e-money is 1:1 backed in high-quality liquid assets and is unconditionally redeemable on demand.

Why e-money instead of stable coins

"To drive mainstream adoption to blockchains and your platform, you need money that lives under a known regulatory regime."

- Tradeshift co-founder Gert Sylvest

See what Tradeshift, the world's largest B2B network, has done with self-settled digitised invoices and Monerium e-money tokens on Ethereum

Trusted by our partners







Consensys Software

My Algo Wallet

Try the Monerium sandbox

And add our money to your platform

For the innovators, product builders, and other curious minds we've opened up a sandboxed version of our system.

Play around with our money in a safe environment to understand how this fits into your platform.

Learn more   Access the sandbox

From the Blog

Money meets borrowing and lending on blockchains

Monerium is pleased to announce we have partnered with Alkemi Network, they enable CeFi institutions to use DeFi with KYC / AML verified access to deep liquidity and reporting via their borrowing and lending protocol, Earn.

Learn more

Money meets micro-economies on blockchain

Monerium will be placing regulated fiat money on Fuse’s low fee, high throughput blockchain in order to offer micro-economies a payment solution that is scalable, frictionless and cost-effective.

Learn more

Money meets securities on blockchain

Cashlink and Monerium have partnered to jointly offer players in the financial industry to utilize Euro-on-Chain and tokenized securities for on-chain securities settlement enabling real-time delivery-vs-payment transactions and automated actions. Financial institutions thus benefit from competitive advantages through early positioning on DLT-powered Capital Markets 2.0.

Learn more
For more, visit the blog

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Feel free to drop us a line. We are always on the lookout for partners or the right members on our team

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