Move euros between banks and blockchains instantly

Regulated payment infrastructure for fintechs, exchanges, and DeFi platforms.

More than

€9 BILLION

In volume last 12 months
#1 authorized

Euro stablecoin

Emoney and MiCA-compliant
EUR IBAN available in

190+ countries

Send euros globally and trade onchain.
Trusted by

Proven impact, shared success

Users have transacted

Fast, flexible onchain payments that meet the needs of modern finance

EURe

Onchain fiat - available anywhere, anytime

Turbocharge your payments with the EURe, the first onchain euro, designed to power fast, cheap, and global payments.

The EURe is fully authorized and regulated; now available on Ethereum, Polygon, and Gnosis, transferable cross-chain.

EURe onchain fiat token illustration
Your wallet
Your balance
2,500EURe
Your EUR IBAN by Monerium
EE38 •••• 5685
SEPA payment received
+1,000EUR
From Jane Smith
DE89 3704 0044 0532 0130 00

Incoming bank payments

customer gets a dedicated IBAN in their own name. Euros sent to the IBAN, via SEPA, are automatically minted as EURe into the wallet.

Your wallet
Your balance
3,500EURe
Your EUR IBAN by Monerium
EE38 •••• 5685
Send euros
G
Gavin Belson
FR14 •••• 2606
A
Anna Lee
NL91 •••• 4300
M
Marc Weber
DE44 •••• 4931
To Gavin Belson
FR14 2004 1010 0505 0001 3M02 606
0EUR
Send
SEPA payment sent
−1,000EUR
To Gavin Belson
FR14 2004 1010 0505 0001 3M02 606

Outgoing bank payments

Send euros directly from the wallet to any SEPA bank account. The equivalent amount of EURe is automatically burned from the wallet, and euros are transferred to the recipient's bank account.

Your wallet
Your balance
2,500EURe
Your EUR IBAN by Monerium
EE38 •••• 5685
Exchange

Swap EURe for other currencies

Earn

Put your EURe to work

AaveMorpho
Borrow

Borrow against your crypto

Pay abroad

To any bank account

Global access, more possibilities

People and businesses in 190+ countries can open a EUR IBAN connected to their wallet. Exchange currencies, supply EURe to DeFi lending markets, borrow against crypto, and make international payments. All from one wallet.

Monerium API

Developer-friendly toolkits for custom payment solutions

Monerium's API lets you automate low cost, cross-border payment flows.

From account management services to global payrolls, design your own low-cost payment systems with built-in fiat on-off-ramps.

Monerium API developer toolkit illustration

Secure and scalable payments that exceed industry standards

Compliant

Monerium is an authorized and regulated Electronic Money Institution (EMI) compliant with EU e-money and the Market in Crypto-Asset regulations.

Enjoy legal clarity and security for users' funds within the European Economic Area.

Overcollateralized

Each EURe token is backed by over 100% in high-quality liquid assets safeguarded in segregated accounts

Transact in secure and instantly redeemable onchain fiat.

Audited

Monerium's token smart contracts are audited by independent security firms for security and reliability, ensuring safe and transparent on-chain operations.

News & Insights