Fiat onchain

Euros for Web3

The EURe is a fully authorised and regulated euro stablecoin for web3 available on Ethereum, Polygon, and Gnosis. Send and receive euros between any bank account and Web3 wallet.

Launch app How does it work?
The world’s first IBAN for web3

Use your Web3 wallet to send and receive euros

Get your personal or business IBAN for web3 and connect your Web3 wallet to SEPA euro payments, including Metamask, Safe, and Argent. All incoming SEPA payments are automatically minted as EURe tokens on Ethereum, Polygon, or Gnosis.

Sending EURe to traditional bank accounts is just as easy. With a signature from the wallet, the EURe is burned and sent via SEPA as a euro to any bank account.
Get an IBAN
Use cases

Unlock Web3
with the EURe

Self-custodial money for web3

Keep your money in your Web3 wallet

We’re excited to drive mainstream adoption of Web3 with EURe tokens issued under EU law.

What is the EURe?

Authorised and regulated

Monerium is authorised and regulated as an Electronic Money Institution (EMI). Monerium offers services to residents of the European Economic Area, the UK, and Switzerland. Issuing authorised and regulated e-money tokens, like the EURe, provides legal clarity and the most secure way to store user funds.

Overcollateralized 102%

EURe is more than one-to-one backed in high-quality liquid assets and is redeemable on demand. Unlike a bank, an Electronic Money Institution can only safeguard customer funds but not make loans.

Build powerful applications

For the innovators, product builders, and other curious minds we’ve opened up our money-as-a-service platform with advanced RESTful APIs at your service.

Play around with our money in a safe environment to understand how this fits into your platform.

Visit our developer portal
What people are saying

Trusted by


Frequently asked questions

+ Is the EURe a stablecoin?

It's more than a stablecoin, Monerium is authorised to issue e-money tokens on blockchains. Each EURe issued is 102% backed and safeguarded. Read more about it here.

+ What are your fees?

Monerium is not charging any fees. That includes:

  • One IBAN per customer
  • SEPA transfers between bank accounts and user Web3 wallets
  • Transaction fees for minting and burning EURe e-money tokens
  • Access to the Monerium API for developers and technical support
See our fee schedule for more details.

+ Which countries are supported?

The Monerium IBAN is available for individuals and companies in the European Economic Area, the UK, and Switzerland. The EURe tokens can be transferred and stored on blockchains such as Ethereum, Gnosis, and Polygon.

+ How is Monerium licensed?

Monerium EMI ehf. is authorized and regulated as and Electronic Money Institution under the Icelandic Electronic Money Act No. 17/2013 which implements the European Directive 2009/110/EC on the taking up, pursuit and prudential supervision of the business of electronic money institutions. Monerium EMI is supervised by the Financial Supervisory Authority of the Central Bank of Iceland.